I still remember the first time I built a DIY Chipotle steak bowl at home — the sizzle of a well-seasoned sirloin hitting a hot skillet, the smoky sweetness of fire-roasted corn, and the cooling hit of a bright guacamole all in one bowl. This is a hearty, customizable bowl inspired by fast-casual flavors but made with better ingredients and a little extra care. It’s perfect for weeknight dinners, meal-prep lunches, or any time you want restaurant-style satisfaction without leaving the kitchen.
Why you’ll love this dish
This bowl checks a lot of boxes: protein-forward from grass-fed sirloin, bright and fresh from cilantro and lime, and smoky from chipotle and adobo. It’s fast once the rice and guac are ready, budget-friendly compared with ordering out, and extremely adaptable — swap toppings, scale portions, or make it vegetarian. It’s also a crowd-pleaser for families because everyone can customize their bowl: more cheese, extra heat, or double guac.
“The seared steak and smoky beans give this bowl the right balance of bold and comforting.” — a quick note from testing it at home
The cooking process explained
Overview — what happens, step by step:
- Season and sear the sirloin to lock in juices and build a flavorful crust.
- Simmer a smoky pinto bean and corn mixture with garlic, onions, chipotle and adobo to create a saucy base.
- Cook or fluff cilantro lime rice and make guacamole while the beans simmer.
- Slice the rested steak thin and assemble bowls: rice, beans, steak, fresh tomatoes and onions, cheese, cilantro, and guac.
This overview gives you a clear picture: one pan for the steak, one pot for the beans, and simple sides that come together while the beans simmer.
What you’ll need
- 1 1/2 lbs Sirloin steak, grass-fed
- 1 tbsp Ancho chili pepper
- 1 Bay leaf
- 1 1/2 tbsp Cilantro, packed
- 1 cup Corn, fire roasted (fresh, frozen and roasted, or canned drained)
- 5 cloves Garlic
- 1 large Garlic (if you meant an extra whole head, otherwise skip — the recipe already lists cloves)
- 5 tsp Jalapeno (adjust to heat preference; seeded for milder)
- 1 Lime
- 2 tsp Marjoram, dried
- 1 can Pinto beans
- 1 1/2 tbsp Red onion (finely diced)
- 2 medium Roma tomatoes (diced)
- 1 1/2 tsp Sauce + 1 chipotle pepper (chipotle in adobo)
- 1/4 cup White onion (finely chopped)
- 1/4 small Yellow onion (finely chopped)
- 1/3 medium Yellow onion (additional, for more texture)
- 2 2/3 tbsp Adobo sauce
- 1 Guacamole recipe (prepare your favorite or follow a simple mash of avocado, lime, salt, and cilantro)
- 1 Cilantro lime rice recipe (cook rice, finish with lime zest, juice, and chopped cilantro)
- 2 tbsp Avocado oil (or any high-heat oil)
- 1/2 tsp Black pepper, coarsely ground
- 3 3/4 tsp Kosher salt
- 1 Kosher salt (if you use a single measurement, follow the 3 3/4 tsp above)
- 2 tsp Cumin, ground
- 1 1/2 cups Monterey jack cheese (shredded)
- 1 1/4 cup Water
Notes and substitutions:
- If fire-roasted corn isn’t available, toss regular frozen corn in a hot skillet to char.
- For a milder version, reduce jalapeno and chipotle amounts.
- Use neutral oil if you don’t have avocado oil.
Step-by-step instructions
- Heat the avocado oil in a heavy skillet over medium-high heat until shimmering.
- Pat the sirloin dry and season generously with 3 3/4 tsp kosher salt, 1/2 tsp black pepper, and 1 tbsp ancho chili pepper. Place the steak in the hot skillet and sear undisturbed for 4–5 minutes. Flip and sear the other side 4–5 minutes until it reaches your desired doneness (use an instant-read thermometer: 125–130°F for medium-rare, 135°F for medium). Remove steak to a cutting board and let rest for 5–10 minutes before slicing thinly against the grain.
- In a medium pot over medium heat, add a splash of oil, then the 5 cloves garlic (minced), the white and yellow onions (all chopped), the bay leaf, 5 tsp diced jalapeno, and 2 tsp dried marjoram. Sauté until the vegetables soften and the garlic is fragrant, about 3–4 minutes.
- Add the can of pinto beans (drained), 1 cup fire-roasted corn, 2 2/3 tbsp adobo sauce, the chipotle pepper and its 1 1/2 tsp sauce (minced to distribute heat), 2 tsp ground cumin, and 1 1/4 cup water. Stir to combine, then simmer gently for 15–20 minutes until the flavors meld and the sauce thickens slightly. Taste and adjust salt. Remove the bay leaf.
- While beans simmer, prepare the cilantro lime rice and guacamole according to your favorite recipes (or use the suggested finishes: lime juice, zest, and 1 1/2 tbsp packed cilantro for the rice; mashed avocado, lime juice, salt, and a bit of diced red onion for guacamole).
- To assemble bowls: layer a scoop of cilantro lime rice, spoon a generous portion of the pinto bean and corn mixture, fan sliced steak on top, add diced Roma tomatoes, sprinkle red onion and chopped cilantro, finish with Monterey jack cheese and a dollop of guacamole.

What to serve it with
Pair bowls with crunchy extras and simple sides:
- Tortilla chips or warm corn tortillas for scooping.
- A crisp green salad with lime vinaigrette cuts through the richness.
- Pickled red onions or jalapeños add bright acidity.
- For a complete spread, offer bowls of salsa, sour cream (or a yogurt alternative), and extra shredded cheese.
How to store & freeze
- Refrigerator: Store assembled bowls for up to 2 days, but separate wet toppings (beans, guacamole) from rice and steak to preserve texture. Leftover cooked steak and beans keep well in airtight containers for 3–4 days.
- Freezing: Freeze the bean-and-corn mixture in a freezer-safe container for up to 3 months. Thaw overnight in the fridge and reheat on the stovetop. Steak is best not frozen after slicing if you want peak texture, but cooked whole steak can be frozen for up to 2 months.
- Reheating: Reheat beans in a saucepan over medium heat, adding a splash of water. Warm sliced steak briefly in a hot skillet just until heated through to avoid overcooking. Reheat rice in the microwave with a damp paper towel or in a skillet with a tablespoon of water.
Pro chef tips
- Rest the steak: resting for 5–10 minutes after searing lets juices redistribute and makes slicing easier.
- High heat for a good crust: make sure the pan is hot before the steak goes in. Don’t overcrowd the pan.
- Build texture: use both diced and sliced onions provided in the ingredient list — sautéd for sweetness and raw for crunch.
- Manage heat: remove seeds from jalapeno and chipotle if you want warmth without intense spice.
- Taste as you go: the bean mixture benefits from a final squeeze of lime or a pinch more salt to brighten flavors before assembling.
Creative twists
- Swap the steak for grilled chicken thighs or sliced portobello mushrooms for a vegetarian option.
- Add pickled corn or roasted poblanos for a smoky-sweet layer.
- Make it low-carb: serve over cauliflower rice or shredded lettuce.
- Mix in a spoonful of Greek yogurt or crema for a tangier finish on top of the beans.
Helpful answers
Q: How long does this take from start to finish?
A: Plan about 35–45 minutes. Searing the steak takes 10 minutes total plus resting; the bean mixture simmers 15–20 minutes while you finish rice and guacamole.
Q: Can I use a different cut of steak?
A: Yes. Ribeye, flank, or skirt steak work well. Adjust searing time: thinner cuts need less time; use a thermometer to avoid overcooking.
Q: Is it safe to store assembled bowls?
A: You can store assembled bowls for up to 48 hours, but separate components are better for quality. Keep hot items hot and cool items refrigerated promptly (within 2 hours).
Q: How spicy is this bowl and can I tone it down?
A: The chipotle and jalapeno give medium heat. To tone it down, halve the chipotle and remove jalapeno seeds. Add cooling elements like extra guacamole or sour cream.
Q: Can I meal-prep this for lunches?
A: Yes — pack rice and steak in one container and beans and guac in separate small containers. Combine and warm the rice and beans, then top with steak and fresh guac at lunchtime.
Conclusion
If you want a reliable, flavorful at-home version of a popular fast-casual favorite, this DIY Chipotle steak bowl delivers both bold taste and great texture without the takeaway price. For another home-tested approach to recreating that familiar bowl, see Copycat Chipotle Steak Bowls – Healthy Mama Kris, and for a detailed make-at-home burrito-bowl style method, check out copycat chipotle steak burrito bowls – by Jenn Lueke.
Print
DIY Chipotle Steak Bowl
- Total Time: 45 minutes
- Yield: 4 servings
- Diet: Omnivore
Description
A customizable chipotle steak bowl featuring seasoned sirloin, smoky beans, fire-roasted corn, guacamole, and cilantro lime rice.
Ingredients
- 1 1/2 lbs Sirloin steak, grass-fed
- 1 tbsp Ancho chili pepper
- 1 Bay leaf
- 1 1/2 tbsp Cilantro, packed
- 1 cup Corn, fire roasted
- 5 cloves Garlic
- 1 large Garlic (optional)
- 5 tsp Jalapeno, diced
- 1 Lime
- 2 tsp Marjoram, dried
- 1 can Pinto beans
- 1 1/2 tbsp Red onion, finely diced
- 2 medium Roma tomatoes, diced
- 1 1/2 tsp Sauce + 1 chipotle pepper (chipotle in adobo)
- 1/4 cup White onion, finely chopped
- 1/4 small Yellow onion, finely chopped
- 1/3 medium Yellow onion
- 2 2/3 tbsp Adobo sauce
- 1 Guacamole recipe (to taste)
- 1 Cilantro lime rice recipe (to taste)
- 2 tbsp Avocado oil
- 1/2 tsp Black pepper, coarsely ground
- 3 3/4 tsp Kosher salt
- 2 tsp Cumin, ground
- 1 1/2 cups Monterey jack cheese, shredded
- 1 1/4 cup Water
Instructions
- Heat avocado oil in a heavy skillet over medium-high heat.
- Season sirloin with salt, pepper, and ancho chili, then sear for 4–5 minutes per side for desired doneness.
- Remove steak, let rest for 5–10 minutes, and slice thinly against the grain.
- In a pot, sauté garlic, onions, and bay leaf for 3–4 minutes.
- Add pinto beans, corn, adobo sauce, chipotle, cumin, and water; let simmer for 15–20 minutes.
- Prepare cilantro lime rice and guacamole.
- Assemble bowls with rice, bean mixture, steak, tomatoes, onions, cheese, and guacamole.
Notes
Adjust spice levels by reducing jalapeno and chipotle amounts. Store components separately for best texture.
- Prep Time: 15 minutes
- Cook Time: 30 minutes
- Category: Main Course
- Method: Stovetop
- Cuisine: Mexican